Consumer Loans

RateSmart Finance Consumer Loans

We Work for You.

RateSmart Finance can help you get what you need. Consumer Loans help you live your life to the fullest. From buying a new car to financing a boat, we’ll get the loan you need to make it happen. 



We put our client's privacy and security first. From the minute you apply and throughout your one-on-one consultation - your information is always safe

Apply Now

Why Choose Us

Fixed Low Rates

Obligation Free

Credit Assessments

Wide

Network

of Lenders

Over 10 Years Experience

Fixed Low Rates

Obligation Free

Credit Assessments

Wide Network of Lenders

Over 10 Years Experience

How Does It Work? 

As your broker, we work with you and for you to find the most suitable lender at the lowest rate. While every client is unique, our process remains the same - to get you the best deal out there. 

Our Process

Step 1

Apply Online

Step 2

We Call You

Step 3

Upload Your Documents

Step 4

We Find Your Best Lender

Loans We Offer

Car Loans

Apply. Approve. Drive.

Let us help you finance a new car. RateSmart Finance has access to over 40+ lenders to ensure that you get the most affordable rate.


Quick. Easy. Low fixed rates. 

Apply for a Car Loan Now

Personal Loans

Fast, Easy & Affordable.

Our thorough application process enables us to find the right lender. Personal loans can be secured or unsecured. We rely on your credit score and history to get you the best approval.   



Get Approved. Get Paid.

Apply for a Personal Loan Now

Boats

The Adventure Starts here.

From jet skis to yachts, we’ll match you to the right lender and make it happen.


All you have to do is click apply and chat with our consultants.

Apply for a Boat Now

Motorbike Loans

Easy Application Process.

From scooters and dirt bikes to regular motorbikes, we make financing your new ride easy. 



Simply provide your details, and we’ll do the rest.

Apply for a Motorbike Loan Now

Get a Loan Today

RateSmart Finance works for you. As an experienced broker, we understand loan terms and are here to guide you through them. Once you meet the eligibility requirements, it’s smooth sailing to find the right lender for you. 

Apply Now