Motorbike finance for new, used and eligible private-sale bikes

Tell us the bike, seller, budget and timing. A broker can compare suitable lender options.

  • 50+ lenders in the panel
  • Australia-wide
  • Enquiry first — no application lodged

Build the request around the bike you are buying

The bike's age, value and seller can narrow the available options. Confirm those details and the budget before comparing repayments.

01

Bike and intended use

Road bikes, scooters and other eligible motorcycles may be assessed differently, particularly as they age.

02

Dealer or private seller

Dealer and eligible private-sale purchases can involve different documents and settlement steps.

03

Deposit and trade-in

A deposit or trade-in changes the financed amount and may affect the loans available.

04

Accessories and insurance

Ask which accessories can form part of the purchase figure and which insurance requirements apply before settlement.

What this finance may cover

  • 01New and used bikes
  • 02Eligible motorcycles and scooters
  • 03Dealer and eligible private sales
  • 04Motorbike refinancing

Look beyond the advertised rate

Compare repayments, fees, conditions and any final payment together. An estimate is not a lender quote or approval.

Open repayment estimator
  • Comparison rate and full fee schedule

  • Loan term and total repayments

  • Treatment of accessories and on-road costs

  • Early payout, extra repayments and any security requirements

Documents you may need

Start without uploads. If you continue, a broker will explain which documents are relevant.

  1. 01Proof of identity and income
  2. 02Bike make, model and year
  3. 03Purchase or dealer details
  4. 04Current finance information if refinancing

About motorbike finance

Can I finance a used motorbike?

Potentially. Vehicle age, value and lender policy will matter.

Can I include accessories?

Treatment varies by lender and loan terms. Give the broker an itemised purchase figure.

Speak with a broker

Tell us what you need to finance.

Start online or call RateSmart. A broker will confirm the request and discuss suitable options. Submitting an enquiry does not lodge a credit application.